The official ECA of the United States supports US jobs by financing the export of US goods and services. The bank does not compete with the private sector but assumes commercial and political risks that the private sector is unable or unwilling to accept. US Ex-Im Bank also helps to level the playing field for US exporters by providing export credits that are comparable to financing offered by foreign governments. Historically, 80% or more of US Ex-Im Bank’s authorisations have been for small businesses.

✓ Export credit insurance: Policies protect against political and commercial risks of nonpayment. Single and multi-buyer short-term policies (90-100% cover) and single-buyer medium-term policies are available (100% cover).
✓ Export finance: Provides fixed-rate loans to private and public sector creditworthy international buyers of US goods and services.
✓ Export loan guarantees: Provides medium and long-term loan guarantees that cover 100% of principal and interest of a commercial loan against political and commercial risks of non-payment.
✓ Export working capital loan guarantees: Provides exporters with the liquidity to produce US goods and services intended for export, helping them compete more effectively internationally.
✓ Project finance: Offers project finance for projects that rely on project revenues for repayment. Project finance offers maximum flexibility for project sponsors and helps US exporters compete globally.

Founded: 1934
Ownership: 100% federal government-owned independent agency